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Yan Yan

SEC Opens the Door for More Access to Private Investments

Updated: Dec 11, 2020



I am super excited in the last two days I met some really cool people and learned something new from a real estate social event. It opened a whole new world for me. I also have two full days of real estate conferences this weekend, and all the speakers are top operators in different real estate sectors. It’s amazing how much you can learn if you stay open-minded and always be curious and ask questions. Since our last webinar on single family versus multifamily investing (if you missed it, replay can be found here https://www.youtube.com/watch?v=6llXXWsustc&feature=youtu.be), lots of people asked me how to participate in multifamily investing. In most cases, you have to be an accredited investor, which is defined by your annual income or total asset.


Income: > $200,000 for individual or > $300,000 for couples, in each of the two most recent years

OR

Assets: current individual or joint net worth > $1,000,000, excluding your primary home value

Question is, if I was an accredited investor, but I lost my job or lost a fortune in equity market this year, does it mean that I can no long invest in most of the multifamily deals? The good news is, the U.S. Securities and Exchange Commission (SEC) recently opened the door to investors that do not meet the wealth guidelines. Moving forward, the SEC will recognize any investor that has passed the Series 7, Series 65 or a Series 82 exam as an accredited investor regardless of their wealth. Passing the exam is not the easiest thing in the world, but it’s good to know that investing in multifamily is no longer a game for the rich people. You can participate if you want to. The investment with the highest ROI is investment in yourself.



Invest with Confidence


Yan Yan

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